Weekly commentary — edition

Week ending 28 August 2026

Published . Covers AUD, USD, EUR, GBP, JPY, CAD, CHF, NZD.

AUD: hot inflation buys a fifth straight weekly gain

The Australian dollar rose about 0.4% against the US dollar in the week ending 28 August, touching 0.7200 on Friday and its highest level since 15 May. That was a fifth consecutive weekly gain, and it stood out for an unusual reason: the greenback rose against every other major currency over the same five sessions. The Australian currency was the only one of the eight to finish higher.

Wednesday's inflation figures did the work. The Australian Bureau of Statistics reported the monthly consumer price index rose 1.0% in July against forecasts for 0.8%, with fuel prices up 7.5% after three months of declines. Annual headline inflation eased to 3.5% from 3.8%, but economists had looked for 3.3%. The trimmed mean measure mattered more: it rose 0.5% on the month, the largest monthly increase in a year and well above the 0.3% expected, leaving the annual pace at 3.6% and above the 2–3% target band for a further month. Household spending, published the same morning, rose 1.1% against forecasts for 0.4%, a third consecutive monthly gain with every component contributing.

Economists moved quickly. National Australia Bank now expects the Reserve Bank to lift the cash rate to 4.6% at the 28–29 September meeting. Commonwealth Bank and ANZ have pencilled in November while flagging the risk of an earlier move. Market pricing for a September increase rose sharply on the print, having sat in the teens beforehand. The Board left the cash rate at 4.35% on 11 August and published the minutes of that meeting on Tuesday, but the Board had not seen July's prices or spending when it met, which is why Wednesday rather than Tuesday set the week's direction.

Two signals still point opposite ways. Employment fell 15,800 in July and the unemployment rate rose to 4.5%, its highest since late 2021; business investment contracted over the June quarter and construction activity went backwards. Prices are running hot while the labour market cools, and the domestic equity market spent the week absorbing what a higher cash rate would mean, with the ASX 200 finishing the five days roughly flat and real estate down 1.9%. On the crosses, the Australian dollar firmed against the New Zealand dollar, which eased 0.2% over the week.

Wednesday's national accounts are the decisive domestic release. The June quarter figures will show whether the household spending strength visible in the monthly data has translated into growth, and the composition matters as much as the headline. A print that confirms consumption is reaccelerating would harden the case for a September increase and support the currency; a soft quarter alongside the July labour numbers would give the Board a reason to wait until November, and would leave the Australian dollar leaning on the terms of trade instead.

China's official purchasing managers' indices land on Monday. The Australian dollar's commodity channel has been quiet for several weeks, and a manufacturing reading that returns to expansion would restore it; a further contraction would matter more for iron ore than for the exchange rate directly, though the two rarely stay disconnected for long.

Friday's US employment report is the largest event on the calendar for this currency pair, notwithstanding that it is American. The Australian dollar's gain last week came from a domestic surprise fighting a rising dollar, and that is a difficult arrangement to repeat. A firm payrolls number would reinforce Kevin Warsh's Friday message and leave the Australian currency dependent on the rate differential again; a soft one would let the domestic story carry it further.

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Commentary is general information, not investment advice. Written weekly from public market data; figures reflect the stated week, not live rates. For live mid-market rates, use RateCheck.