GBP to USD — are you getting a fair rate?
British Pound → US Dollar
Sterling to the dollar is one of the most quoted pairs in the world, so liquidity is deep and the spread should be tight. If you're seeing more than a 1% markup, you're being charged for brand convenience, not service.
Live rates unavailable — showing reference data. Verdict accuracy may be reduced; try again shortly.
At the market mid-rate
1,270.49USD
1 GBP = 1.2705 USD
Enter the rate your provider quoted above to see how much margin they’re taking.
Spot mid source: fallback · Indicative only
About the GBP/USD pair
This page checks today’s wholesale GBP/USD mid-market rate against the rate a bank, broker, or kiosk is offering you. The verdict is based on the gap between the two — narrower than 0.3% is interbank-tier; wider than 3% is airport-tier. The mid-market rate is the benchmark banks trade at, not a rate you can transact at directly — providers add their margin on top, and that margin is exactly what RateCheck makes visible.
Common questions
How do I know if my GBP/USD exchange rate is fair?+
Compare the rate you've been quoted to the live mid-market GBP/USD rate — the wholesale rate banks trade at. Within about 0.3% of mid is excellent; a gap wider than about 3% is airport- or kiosk-tier. RateCheck shows the gap instantly and gives you a verdict.
How much do banks and brokers charge to convert British Pound to US Dollar?+
Most build a margin of roughly 2–4% into the exchange rate — sometimes more on less-traded pairs — usually on top of any fixed transfer fee, and it's rarely shown separately. RateCheck reveals it as the spread between your quote and the mid-market GBP/USD rate.
Is the mid-market GBP/USD rate the rate I'll actually get?+
No. The mid-market (interbank) rate is the true wholesale benchmark; providers add their margin on top. It's the number to judge your quote against, not a rate you can transact at directly.