Terms of use

Last updated: 12 October 2026

These terms cover FX Forge — the RateCheck rate checker, the terminal, the daily statistics page, the weekly commentary and the subscription. By using any of them you agree to these terms. They are written to be readable; if anything is unclear, email connect@fxforge.co.

Who we are

FX Forge is operated by James Kniveton (sole trader), ABN 70 223 295 749, trading as FX Forge, in Victoria, Australia.

What the service is

RateCheck compares an exchange rate you have been quoted with a publicly available mid-market reference rate and shows the gap. The terminal shows live and historical market data, computed statistics, an economic calendar and rate alerts. The commentary is a weekly written summary of public market data. All of it is information.

What the service is not

FX Forge is not a money transmitter, an FX broker, a financial adviser or a tax adviser. We do not execute trades, hold customer funds, or offer personal advice. Nothing on the service is an offer or solicitation to buy or sell any currency or financial instrument.

Not financial product advice

FX Forge publishes factual information about exchange rates and publicly available market data. It is general information only and is not financial product advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any of it, consider whether it is appropriate for you having regard to your objectives, financial situation and needs, and consider seeking advice from a licensed financial adviser. FX Forge does not hold an Australian financial services licence and does not recommend any financial product, provider or transaction. Rates are indicative and may be delayed; the rate you receive is set by your provider at the time you transact.

Rates and data are indicative

Mid-market rates and other market data come from public sources and may be delayed, incomplete or wrong. Statistics are computed from published daily prices and carry the derivation shown beside them. The rate you actually receive is set by your provider at the time you transact — confirm it with them before you commit to anything.

Accounts

RateCheck needs no account, and until 18 December 2026 neither does reading the terminal. Price alerts, your own pairs and a saved watchlist need one. You must be at least 18, give a working email address and keep your password to yourself. You are responsible for what happens under your account. We may suspend or close an account that breaks these terms.

Subscription, trial, billing and cancellation

The subscription is paid monthly or yearly and covers price alerts, adding your own pairs, and a saved watchlist. It starts with a 14-day free trial. You add a payment card when the trial starts; nothing is charged until the trial ends, and we email you before it does. After the trial the subscription renews each billing period until you cancel. Payments are processed by Stripe; we never see or store your card number.

You can cancel at any time from your account. Cancelling stops the next renewal; you keep access until the end of the period you have paid for. We do not refund part-used periods, except where the Australian Consumer Law or another law requires it. If we change the price we will tell you by email at least 30 days before it applies to you.

Acceptable use

Do not scrape the service, automate excessive requests, resell or redistribute the data, attempt to bypass rate limits or access controls, interfere with the service, or use it for anything unlawful. We may rate-limit, suspend or block access if you do.

Ownership

The service, its design, code and written content belong to FX Forge. Market data belongs to its sources. You may use the service for your own personal or internal business purposes; you may not copy or republish it.

Availability and changes to the service

We aim to keep the service available but do not guarantee it; it depends on third-party data feeds and hosting we do not control. We may change, add or remove features. If we withdraw a paid feature we will tell you in advance and, where appropriate, refund the unused part of the period you have paid for.

Consumer guarantees and liability

If you are a consumer under the Australian Consumer Law, our services come with guarantees that cannot be excluded, and nothing in these terms limits them. Where the law allows us to limit our liability for a breach of a guarantee we do so, to the extent permitted, to supplying the service again or paying the cost of having it supplied again.

Apart from those guarantees, the service is provided as is. To the maximum extent the law permits, FX Forge is not liable for any loss arising from your use of, or reliance on, the service — including trading or transfer losses, lost profits, or indirect or consequential loss — and our total liability to you in any 12-month period is limited to the amount you paid us in that period.

Privacy

How we handle personal information is set out in the privacy policy, which forms part of these terms.

Governing law

These terms are governed by the laws of Victoria, Australia. Any dispute will be heard in the courts of Victoria, and you submit to their jurisdiction. Nothing in this clause takes away any protection you have under the law of the place where you live.

Changes to these terms

We may update these terms. The date at the top shows the current version. For a change that materially affects account holders we will email you before it takes effect. Continued use after a change means you accept it.

Contact

Questions: connect@fxforge.co.